Bankruptcy
If your debts have become unmanageable and you cannot see how things will ever improve, contact Gemstone for expert advice. Bankruptcy is one way of dealing with your debts and if appropriate, we can provide the advice, support and service that you will need to complete the process.

To understand if this option is right for you, our professional, trained advisers are on hand to offer a comprehensive and discreet initial consultation. Whilst not suitable for everyone, bankruptcy can be a solution for many whose situation is particularly severe.

Bankruptcy can remove the anxiety of debt and give you a fresh start, subject to some restrictions. You will no longer have to deal with any of your creditors and you will usually be discharged within 12 months of the bankruptcy order. You may also have to pay any surplus income after your living expenses into your bankruptcy for several years (usually 3 years).

Our service has been designed to support you all the way through the process and can even include accompanying you during your court appearance and helping repair your credit file once you have been discharged.

Contact us now to discuss the advantages and disadvantages of bankruptcy and to find out whether it could be the best solution for you.