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  • Debt consolidation
  • Debt help
  • Debt solutions
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Gemstone

Whatever Debt Help, Debt Advice or Debt Solutions you require, Gemstone can support you in finding the right provider.

Our experienced team of non-judgemental professionals can supply information on Debt Management Plans, Debt Relief Orders, IVAs, Bankruptcy and other Debt Consolidation methods.

Everyone is individual with a unique set of circumstances, feelings and aims, our expertise uncovers the options and then supports your choice of provider with signposting to one of our vetted panel of specialist financial advisers, the public/charitable sector or you can choose your own service provider, having been armed with the bespoke guidance you need.

Contact us now or click on the headed links for more detail.

Gemstone Financial Management
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Testimonial Angela's Story

Gemstone Thank you so much for everything you have done to help me through my financial nightmare. I can't stress enough to you how much better I now feel, and it is all because of your help, so a big thank you. Gemstone

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Our experienced team are on hand to discuss your situation and offer bespoke information to help you make an informed choice.

Gemstone

Debt Management

A fresh look at your finances

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Gemstone

IVA

Individual Voluntary Arrangements explained

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IVA

Bankruptcy

A New Start

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Gemstone

Low or No Income?

Help is available.

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Frequently asked questions

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4 simple questions that could lead to your future financial stability

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Debt Management

A Debt Management Plan is an informal payment arrangement to repay unsecured debt. Any concessions in terms of interest and charges must be negotiated and therefore professional expertise and support is adviseable.

Debt Consolidation

A phrase normally associated with a loan which might be unsecured, secured or a remortgage.  click here to contact us today.

Debt Help

It is often said a problem shared is halved, and debts will not go away if they are ignored. Professional help and support can make the journey easier and swifter. Contact us today.

Debt solutions

…..are many and varied, and can be a minefield for the inexperienced. If you would benefit from some explanation on your options then register with us for some friendly guidance.

Bankruptcy advice

Often considered as a last resort, but can provide swift relief from debts that cannot be repaid. Professional advice is essential.

IVA

A formal process that can provide a pre-determined outcome. It can also bring an end to creditor harrassment and threats of legal action.

To find out more about managing your debts and receiving free debt advice visit the Money Advice Service, available at: https://www.moneyadviceservice.org.uk.